Earn Up To $500: Checking & Savings Account Offers TD Bank

We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.

• We will report the bonus as income to tax authorities, as required by applicable law.
• We may decline or return transactions that would result in an overdraft.
• However, to discourage new customers from signing up for an account just to collect a bonus and then closing it, there may be penalties for closing your account within a certain number of days or months after receiving a bonus payout.
• There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts.
• You won’t be held responsible for promptly reported unauthorized transactions, subject to certain conditions.
• You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.

If you’ve followed the eligibility requirements, your cash bonus will be paid into your Spending Account within 30 days after you reach the second consecutive monthly $1,000 QDD minimum. Open an account, make payments, view recent transactions and more — all on the go. Set up qualifying direct deposits of at least $1,000 a month for two consecutive months. The review team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks. Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services. The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services.
7Customers with a TD Complete Checking account are eligible for a monthly maintenance fee waiver on one personal savings account that you choose to link to your TD Complete Checking account. Maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening.

Here’s how to earn your $600 checking account bonus.

You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Open a no monthly maintenance fee Access Checking account, or view our other checking account options. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout.
You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. If these qualifications are met, your bonus will be paid to your account within 120 days from account opening.
12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. Upon the primary account holder’s 24th birthday the account will be subject to the monthly maintenance fee unless account requirements that waive the monthly maintenance fee are met. 8TD Complete Checking monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age.

Three great options. Unlimited possibilities.

• Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions.
• You can always call your bank or read your account’s terms and conditions to learn more about your bonus and when you can expect a payout.
• The number of checking and/or savings accounts you should have will depend on a few factors.
• Simply bring it to your local branch, and one of our bankers will be happy to help you get started.
• That may be a high APY, a large network of branches or ATMs, or low or no fees.

Simply bring it to your local branch, and one of our bankers will be happy to help you get started. Deposit products are offered by Ally Bank, Member FDIC. ACH transfers from an account you have at another financial institution or internal transfers from another Ally Bank account are not considered a QDD. One bonus per customer and crazytower only one bonus paid per account.
4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. See our top picks based on interest rates, fees, ATM access, and more. We identified the 10 best checking accounts that are free to open and maintain. If you’re looking to open a high-yield savings account, SoFi and Amex both offer excellent options. Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank.

Experience convenience with the Ally app.

Interest rates on deposit accounts have been falling, which means your savings balance may not be earning as much as it used to. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business. We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more. We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more.

BONUS EARNED will be paid within 120 days from account opening AVERAGE DAILY BALANCE in your new checking or other deposit accounts Grow your bonus by adding funds to your checking or other deposit accounts.